Business Owners Policies.
A Business Owners Policy bundles property and liability coverage into a single, cost-effective package designed for small and mid-sized businesses. We help you understand exactly what it covers — and what it doesn’t.
Smart Coverage for Small Business.
A BOP is typically the foundation of a solid business insurance strategy. It combines the most common coverage types small businesses need into one policy — usually at a lower combined cost than purchasing them separately.
Commercial Property Coverage
Whether you own or lease your space, your equipment, inventory, and physical assets need protection. BOP property coverage protects your business from losses due to fire, theft, vandalism, and certain weather events.
General Liability Coverage
If a client is injured at your business, or if your product or service causes harm, general liability coverage pays for legal defense costs and damages. Without it, a single claim could threaten everything you've built.
Business Interruption Coverage
If a covered event forces you to temporarily close, business interruption coverage helps replace lost income and cover ongoing expenses while you get back on your feet. It's often undervalued — until it's needed.
Why work with Bickerstaff for Business Owners Policy (BOP)
We’ve helped local business owners across North Texas build coverage that protects their employees and their livelihood. We explain the options clearly and help you choose what makes sense for your size and type of business.
Ready for a clearer view of your insurance?
Whether you’re reviewing existing coverage or exploring new options, we’re here to help you make informed decisions.