Supplemental Health.
A health insurance policy covers medical treatment. It doesn’t cover your mortgage while you’re in recovery, the travel expenses for specialized care, or the out-of-pocket costs that add up fast. Supplemental health coverage fills those gaps.
Coverage for What Your Health Plan Doesn't Cover .
Supplemental health policies pay benefits directly to you — regardless of what your primary health insurance covers. They’re designed to cover the real-life costs of serious illness or injury that fall outside standard medical coverage.
Critical Illness Coverage
Critical illness insurance pays a lump sum benefit directly to you if you're diagnosed with a covered serious illness — such as cancer, heart attack, or stroke. You use it however you need: lost income, household expenses, travel, or anything else.
Accident Insurance
Accident insurance pays benefits for covered injuries resulting from accidents — covering expenses like emergency room visits, physical therapy, and follow-up care that your health plan may only partially cover.
Hospital Indemnity Insurance
Hospital indemnity coverage pays a daily benefit for each day you're hospitalized. With high-deductible health plans increasingly common, this coverage can help offset the significant out-of-pocket costs of a hospital stay.
Why work with Bickerstaff for Supplemental Health Insurance
Supplemental coverage is one of the most underappreciated tools in a family’s protection plan. We help you understand where your existing health coverage leaves gaps and whether supplemental policies make sense for your situation.
Ready for a clearer view of your insurance?
Whether you’re reviewing existing coverage or exploring new options, we’re here to help you make informed decisions.